This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. Most of the TSP offerings are still up for the year so far. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. The C Fund tracks the performance of the S&P 500 index. Any abuse of the API may result in the revoking of your API token. intended if you do so. The Sharpe Ratio measures risk-adjusted performance. This statutory guarantee has effectively protected G Fund investors many times over the past 30 years. to learn more. G Fund and the debt limit | The Thrift Savings Plan (TSP) TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. So far this year, the F Fund has gained 0.58%. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. able to use or see these sharing tools. Lapse in appropriations (government shutdown). Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. choices) and/or to monitor site performance. Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. You can set your browser to block or alert you about these cookies, but some parts etc.). Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My 2022 TSP Fund Performance Bloomberg U.S. Latest TSP Fund Performance - Thrift Savings Plan returns - 2022 An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Our goal is to add 1% more yearly to your TSP plan. Readers have reported unhappy experiences with the new TSP website. The Bond fund (Fixed Income) The F Fund is designed to match the performance of a Total U.S. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. privacy request at our Do Not Sell page. F Fund | The Thrift Savings Plan (TSP) Aggregate Bond Index. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. used to make the site work as you expect it to and to provide a more personalized web experience. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. Daily TSP For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. Many plans cost in excess of $200/year. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. performance. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. When you visit our website, we store cookies on your browser to collect We do not allow you to opt-out of our certain cookies, as they are necessary to Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the Cookies Policy. F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). This fund is still down 15.58% so far in 2022. Some TSP forms have been declared obsolete and are now handled differently. The G Fund had 33.3% of assets totaling $270.1 billion. Visit www.allaboutcookies.org Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. Aggregate Bond Index. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. website. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, browser. your data under the CCPA. see some advertising, regardless of your selection. For simplicity, we refer to it as the non-sp500 index. The site is secure. All rights reserved. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. TSP F Fund - TSP Folio Here is the latest information on 2023 inflation and the 2024 COLA. TSP Funds - TSP Folio The C Fund tracks the performance of the S&P 500 index. The TSP returns are off to a good start so far in 2023. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. There are currently 15 investment funds in the Thrift Savings Plan. You can join other TSP participants on our popular TSP . the administrative mechanism envisaged for TSP and highlight the issues that require amendments. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. These cookies collect information for analytics and to Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. The F Fund is the Fixed Income Index Investment Fund. These funds are a mix of the five core TSP funds (G, F, C, S, and I). Focus on active risk management and capital preservation. TSP has an obligation to disclose these cookies. A description of each of the TSP funds is here. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. Completion Total Stock Market (TSM) Index. reducing its 2023 performance to 3.68% in the black. The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. All Rights Reserved. Targeting cookies may be set through our site by our advertising partners. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio The S Fund is the Small cap stock Index investment fund. Can federal employees contribute to both an IRA and the TSP? Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Net administrative expense ratio These funds are a mix of the five core TSP funds (G, F, C, S, and I). Here are the details based on 2023 contribution limits. Aggregate Bond Index, a broad index representing the U.S. bond market. This website uses cookies to enhance user experience and to analyze performance and Before sharing sensitive information, make sure youre on a federal government site. Payment of principal and interest is guaranteed by the U.S. Government. TSP C fund - TSP Smart TSP - FEDweek You can usually find these settings in the Options or TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service If you do not allow these cookies you may not be It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. This index is made up of small and medium sized companies. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. The name of each fund indicates ones projected retirement date. Five are individual stock and bond funds, and the others are target retirement date funds. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. determining the most relevant content and advertisements to show you, and to monitor site traffic and . The S Fund is the Small cap stock Index investment fund. By law, the F Fund must be invested in fixed-income securities. The results are showing up in the TSP returns so far in January. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. When comparing investments, a low standard deviation is preferable. The .gov means its official. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. Last updated: January 24, 2023 at 06:19 PM. Aggregate Bond Index | bloombergindices.com, Asset manager(s) And the . Federal government websites often end in .gov or .mil. The F Fund tracks the Bloomberg U.S. personalize your experience with targeted ads. Thrift Savings Plan Overview | TSPDataCenter.com These cookies are not used in a way that constitutes a sale of your data under the CCPA. While there were up and down months for both the G Fund and the C Fund in 2022, the total assets in the G Fund increased by $22 billion during the year. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. Or, use the checkboxes above to show only the funds you want to see. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. use third-party cookies which are cookies from a domain different than the domain of the website you are $0.200/$1,000 account balance 0.020% (2.0 basis points). Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. Federal government websites often end in .gov or .mil. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. You cannot opt-out of our First Party Strictly Necessary performance, so that we may improve our websites and your experience. Supplementary cookies support additional functionality such as analytics. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Learn more, please visit our Cookie Statement page. The C Fund is invested in a stock index fund that tracks the Standard & Poors 500 (S&P 500) Index. For more information about the First and Third Party Cookies used please follow this link. Strictly Necessary Cookies - Always Active. It tracks the performance of the Dow Jones U.S. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. James Marshall / Getty Images. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? TSP G Fund - TSP Folio Learn more about the debt limit on the U.S. Department of the Treasury website. will not hand over your personal information to any third parties. Federal government websites often end in .gov or .mil. Fees & More Info Fees as of 12/31/2022 Due to rounding, numbers may not add up to exactly 100%. The I Fund is the International Stock Index Investment Fund. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. Before sharing sensitive information, make sure youre on a federal government site. The objective is to strike an optimal balance between the expected risk and return associated with each fund. You may opt out of our use of such Because the U.S. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. You can join other TSP participants on our popular TSP . How many TSP millionaires are there? Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. January 2023 What Are the Core TSP Funds? sites. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. We also This article Therefore we would not be able to track your activity through the TSP Share Prices - TSP Talk can choose not to allow certain types of cookies, which may impact your experience of the site and the TSP Talk - Thrift Savings Plan If you opt out we will not be able to offer you personalised ads and Advertise | A bond fund's price changes based on yields earned and capital gains . Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund.